Draudimų palyginimai ir apskaičiavimai. Kokį draudimą geriau pasirinkti. Anglų kalba

Total £300
Benefits
Wind screen
Courtesy Car
Personal Accident
Additional Benefits
Option 1
Legal expenses - £2.48 per month
Option 2
Legal expenses and Hire car - £4.68 per month
Option 3
Legal expenses,
Hire car
and RAC roadside Assistance - £9.27 per month
Option 4
Legal expenses,
Hire car,
RAC roadside assistance and
Increased personal accident cover - £10.93 per month
Provider
KwikFit Platinum
Payments
Annual: £533.82
Monthly: 1x £53.38
11x £55.16
Total £660.14
Excess
£550
Benefits
Winds screen
Courtesy Car
Personal Accident
Legal cover
Accidental Damage
Audio Equipment
European Use
Fire/Theft repair
Medical Treatment
New Car Replacement
Personal Belongings
Physio Treatment
Additional benefits
Key Cover - £26.50 annually
Mobile Phone Cover - £25.00 annually
Brian is planning to take train to the work instead of car and make Carol second driver. As it is said, the current car insurance payment would increase up to £726 annually. Provided examples suggest them better offers since the monthly payment is lower and couple can save some money. The first suggestion offers cheap car insurance with limited benefits and additional benefits can be granted according to their need for appropriated price. Monthly payment for this insurance is £37.39 – first instalment payment is £67.95. Another suggestion is more expensive compared to the first one, but it provides more benefits, such as Medical treatment, Fire/Theft repair and etc. Also, additional benefits are available for appropriated price. Monthly payment for this insurance is £55.16 – first instalment payment is £53.38.
Life insurance:
NB All types of insurances cover for £94,000.00, over 21 years and include both, Brian and Carol
There are few types of life insurances:
1. Level Term Life Insurance - this means the amount of cover you choose is fixed when your policy starts, and doesn’t change. If you choose guaranteed premiums, the premiums you pay will also remain the same.
Provider
Aviva
Monthly Payment
£13.26
Policy features
• Pays on diagnosis of terminal illness
• Can write this policy into trust
• Free cover during your application
• Free bereavement counselling
The decreasing cover option is an insurance plan to cover your whole repayment loan, or just part of...

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