Causes of homelessness

While the cost-of-living increases, wages haven’t. In the United States, the minimum wage has gone up around 350% since 1970. The Consumer Price Index has increased by over 480%. This makes it challenging to cover everyday living expenses, let alone save money for homeownership down the line or emergencies. Without the ability to save money, an unexpected expense can devour a person’s income. Around the world, low wages keep people trapped in poverty and more vulnerable to homelessness.
While low wages contribute to homelessness, unemployment is also a significant factor. Reasons for unemployment vary and some countries have higher rates than others. Once a person is unemployed for a time, they can easily slip into homelessness. Research shows that most unhoused people want to work but face obstacles, such as not having a permanent address.
High housing costs are a global issue. A global survey from the Lincoln Institute of Land Policy showed that out of 200 polled cities, 90% were considered unaffordable. This was based on average house prices being more than three times the median income. Without affordable housing, people find themselves with fewer options. It becomes harder to find housing near a place of work or in a safe area.
Healthcare is very expensive, but many people are uninsured or underinsured. This means spending large amounts of money on healthcare while struggling to pay for rent, food, and utilities. It can also mean neglecting routine check-ups and procedures, leading to higher medical costs down the road. One serious injury or accident could push an individual or family into homelessness.
Poverty
On a global scale, poverty is one of the most significant root causes of homelessness. Stagnant wages, unemployment, and high housing and healthcare costs all play into poverty. Being unable to afford essentials like housing, food, education, and more greatly increases a...

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